Cllr Roy Gerstner – Community Activist

Fraudsters have been advertising vehicles and machinery for sale on various online selling platforms, this includes vehicles and machinery used by the agricultural industry.

The victims, after communicating via email with the fraudster, will receive a bogus email which appears to be sent by a trustworthy third party, often PayPal or Escrow.

The emails are designed to persuade victims to pay upfront via bank transfer rather than through a protected payment method via the website. The victim pays the deposit before visiting the seller to collect the goods, believing there is a ‘cooling off’ period to reclaim the payment if they change their mind.

This gives victims the false sense of security that their money is being looked after by this trustworthy third party, when in fact, it is not and the money has gone straight to the fraudster.

It is vital that the public exercise caution when receiving emails or messages of this nature.

What you need to do

• Never transfer money for a vehicle you haven’t seen in person.
• Avoid paying for the vehicle by bank transfer as it offers you little protection if you become a victim of fraud. Instead, use a credit card or payment services such as PayPal.
• If you’re purchasing from a company or person you don’t know and trust, carry out some research first, or ask friends and family for advice before completing a purchase.

• Action Fraud has experienced an increase in the reporting of malicious calls and voicemails, to members of the public purporting to be from Her Majesty’s Revenue & Customs (HMRC).

• Fraudsters are spoofing genuine HMRC telephone numbers to deceive their victims over the phone. The fraudsters state that as a result of the victim’s non-payment of tax or other duty, the victim is liable for prosecution or other legal proceedings in order to settle the balance. The fraudsters suggest victims can avoid this, by arranging payment to be made immediately by methods such as bank transfer or by purchasing iTunes gift cards.
• If the victim is hesitant or refuses to comply, the suspect makes a threat such as immediate arrest, sending bailiffs to the victim’s address or, in some cases, deportation.
• Often, the period for which the tax is allegedly due is distant enough to guarantee the victim will have little, if any, paperwork or ability to verify the claims. Once the money is paid the suspects sever all contact with the victim.
• In genuine cases, HMRC will initially make direct contact with you via post/letter and potentially follow up that letter with a phone call at a later date.
• If HMRC contact you via telephone they will quote the reference number on the initial letter you should have received. HMRC will not discuss something you are not already aware of, like a tax investigation, and will NOT demand immediate payment.

It is vital that the public exercise caution when receiving messages or telephone calls of this nature.

What you need to do

• Always question unsolicited requests for your personal or financial information. Just because someone knows your basic details (such as your name and contact details), it doesn’t mean they are genuine. Instead, contact the company directly using trusted methods such as a known email address or phone number.
• Legitimate organisations wouldn’t ask you to pay taxes, bills or fees using an iTunes gift card, or any other type of voucher. If you’re contacted by anyone that asks you to do this, you’re likely the target of a scam
• Don’t be rushed or pressured into making a decision. Under no circumstances would a genuine bank or some other trusted organisation force you to make a financial transaction on the spot.
• Report Phishing attempts. If you receive a call, text or email of this nature and have not lost money, you can report this as phishing to Action Fraud

We’re pleased to let you know our friends at Crimestoppers have been chosen to be the featured charity on the BBC Radio 4 appeal this coming Sunday.

Crimestoppers compliment the work of Neighbourhood Watch by giving the general public a way of reporting crime 100% anonymously.

The BBC Radio 4 appeal is broadcast each Sunday morning highlighting the work of a different charity each week.
The presenters give their time without payment and Crimestoppers are proud to reveal their presenter is former Victims Commissioner Baroness Helen Newlove.

Tune in to Radio 4 at 07.54 on Sunday 9 June to learn more about this unique charity.

Need a reminder to tune in? Learn more or sign up to receive a reminder here. 
 

Courier Fraud, Bogus Police and Bank Officials Alert

What you need to know

Individuals have been receiving phone calls from people claiming to be a police officer or banking official

The suspect will say either:

• There has been fraudulent activity at the victims’ bank and the staff at the bank are involved, the victim is then asked to withdraw money to either keep it safe or assist the police with their investigation
• A business such as a jewellers or currency exchange is fraudulent and they require the victims’ assistance to help secure evidence by purchasing jewellery or exchange a large amount of currency to hand over to the police
• The victims’ card has been compromised and used to purchase goods by a suspect, the victim is requested to withdraw their money to keep it safe or hand over their bank card to the police.

  What you need to do

  ​​​​​​​Your bank or the police will never:

  Occasionally the victim will be told to dial a non-emergency extension of ‘161’ to receive confirmation of the individual’s bogus identity, the bogus official will advise the victim to lie about the reason for the withdrawal or purchase if challenged by staff, as the staff member is involved in the fraud
  A courier attends the victim’s home address to collect the goods the same day Often the victim is given a code word for the courier as a way of authentication

• Phone and ask you for your PIN or full banking password
• Ask you to withdraw money to hand over to them for safe-keeping
• Ask you to transfer money out of your account
• Send someone to your home to collect cash, PINs, cards to cheque books